Breaking your phone can be a frustrating experience, but it becomes even more complicated if you`re on a contract. Knowing what to do when this happens can help you avoid additional stress and ensure that you don`t end up paying a hefty fee for a new phone.

Here are a few steps you should take if you break your phone on contract:

1. Check your warranty

The first thing you should do is check your warranty or insurance policy to see if it covers accidental damage. Some manufacturers offer a one-year warranty that covers accidental damage, while others offer extended warranties that you can purchase. If your warranty covers the damage, then you might be able to get your phone repaired or replaced for free.

2. Contact your carrier

If your warranty doesn`t cover the damage, then you should contact your carrier. They might offer repair services or suggest a third-party repair shop. However, keep in mind that getting your phone repaired outside of the manufacturer`s authorized service center could void your warranty.

3. Consider insurance

If you don`t have insurance, you might want to consider adding it to your plan. Insurance can help you avoid paying the full cost of a new phone, but it usually comes with a monthly fee. Be sure to compare different insurance plans and read the fine print carefully to ensure that you understand what is covered and what isn`t.

4. Buy out of contract

If you have some time left on your contract, you might be able to buy out of it. This means that you pay off the remaining balance on your phone, and then you`re free to switch carriers or upgrade your phone. Keep in mind that buying out of your contract usually comes with a penalty fee, so it might not be the most cost-effective option.

5. Upgrade your phone

If you`re due for an upgrade, you might want to consider upgrading your phone early. Most carriers offer early upgrade options for an additional fee. This could be a good option if your phone is beyond repair or if the cost of repair is more than the cost of a new phone.

In conclusion, breaking your phone while on contract can be a headache, but knowing what to do can help you avoid additional stress. Always start by checking your warranty or insurance policy, then contact your carrier to see what options are available. Consider buying out of your contract or upgrading your phone if these options make the most financial sense.